You will not believe what I did today!!! Well if you don't know me that well you will believe it, but you won't believe that I don't normally do it!! I am talking about my hair people, I did my own hair. I am the worst when it comes to doing hair. Please spare me the, "Just YouTube it!" That just doesn't work for me! But, what also doesn't work for me, is walking around looking crazy too many days in a row or spending money that I don't have! So today to stretch my cash, I shampooed and twisted my own hair instead of spending $80-$100.
So there you have the before. Don't I look like a little girl after church on Easter Sunday? LOL
If you understand that reference you understand it, or if you don't, then don't worry just know I needed to do something with my hair. Today was the day, I ignored the popular opinion that I'm not "Becky with the good hair." and was determined to conquer my hair. My $80- $100 staying in my pocket depended on it! I literally had to lock myself in the bathroom until I detangled and twisted my hair. Total time to shampoo, condition, detangle and twist was an hour and a half! So I actually saved myself time and money! So below you will see what my hair looked like after it was twisted. Not quite the finished product because my plan was to do a twist out but of course my hair was not dry the next morning so I wore the twist to work :-)
Look, Beauticians are my friends and I will be continuing to use their services and encourage you to do the same. But, moreover I want to encourage you to make sure it's in the budget and if it's not, you must take matters into your own very capable hands!!
#moneyyoga #stretchyourcash #doyourdayumhair
Have you ever started to dread getting the mail? And when you do decide to sort through the mail, its like looking at a kaleidoscope because the bills have changed just about every color you could imagine! It has been a reality for most of us at one point or another but we can not afford to let mail cause this level of anxiety. Especially when I haven't even talked about opening them yet!!!
In the stressful situation known as being in debt, you have a choice as to which defense mechanism you will employ. There are a variety of actions defined as defense mechanisms but today we are going to keep it simple. My man Biggie said it best, "Our situation is a tight one, what you gonna do fight or run?" Yes, ladies and gentlemen I am talking about the fight or flight response to stressful and/ or perceived harmful events. It seems quite easy to ignore those bills and run from the responsibility of debt, but at some point it will cost you!
When you choose flight as your defense against debt, you keep your stress level high, negatively affect your credit score, pay more in late fees and pay more in interest when you want to buy a car or home! So in the end you end up living like a dog chasing it's tail, except I can guarantee actual dogs chasing their tails are having more fun than you! I am encouraging you to stop chasing your tail and stop running!
If you are having trouble paying a bill call the company most of them can help set up a payment plan option. See what you can work out to avoid having bills sent to collections and affecting your credit even further! Research your options with a financial advisor most if not all banks have them and most of them will sit down with you for free! Every situatation is different so I can't tell you which path to take but I can tell you to FIGHT for the vision you have your life!
Make sure you subscribe to our newsletter be a Money Yogi, a great benefit to being a part of this community is I will send out reminders for you to pay your bills! Why? Because Late Fees Suck you can buy shoes instead! And most importantly I want you to stop running!
#moneyyoga #stretchyourcash #latefeessuck